This is the last post in a series about handling uninsured and underinsured motorist claims in Fort Worth, Texas. Serious car accidents can result in significant injuries and property damage. Depending upon the severity of the incident, damages may reach into the millions of dollars. If the responsible driver has no insurance or insurance that is at the state minimum levels, recovery from the driver’s policy will be insufficient. In such cases, the victim’s uninsured and underinsured motorist coverage will be an additional source of recovery. The goal of this series has been to provide information about Texas’ insurance requirements and how to pursue claims through UM/UIM coverage. Another goal has been to provide guidance about selecting an attorney who can best represent your interests. If you have been injured in a car accident, contact a lawyer quickly to preserve your legal rights.
This series addressed the following subjects:
- Understanding Texas’ uninsured or underinsured motorist laws
- Handling a claim under your uninsured or underinsured motorist policy
- Litigating a claim against your own insurance company
- How your choice of counsel may impact your case
If you have suffered damage in excess of the insured driver’s coverage, understanding the basics about UI/UIM coverage will be important to your case. First, one should have a working knowledge of Texas law regarding auto insurance. Second, many people are uncertain about how to work with insurance companies. In particular, people are often unsure how to go about making a claim under their own UI/UIM policy. Our post provides an overview of the process. Third, if a case proceeds to litigation, an injured party may find themselves in a position adverse to their own insurer. Knowing what to expect during the trial phase will be important. Fourth, your legal counsel will handle the majority of the discussions and negotiations with the insurance companies involved in your case. In addition, your attorney will retain the experts and professionals necessary to assess your damages. Making an informed decision when selecting your lawyer is essential.
We recommend contacting an experienced law firm as soon as possible after an accident occurs. We suggest retaining a law firm with multiple attorneys who are Board Certified in Personal Injury Law by the Texas Board of Legal Specialization. These suggestions are applicable in Fort Worth, Dallas, and other areas of Texas.